Banks seem to be the same everywhere - trying to get every dime possible out of their customers. A Swedish bank SEB advised an 87-year woman form Stockholm (Sweden) to invest her savings, $80000 (500,000 kronor) that she inherited, long term in a endowment insurance scheme that won't offer any repayment on the investment until 2012, when she turns 95. Furthermore she would then only receive a maximum 8,000 kronor per month over five years.
As expected the woman reported the bank to the Swedish National Board for Consumer Complaints who found the bank at fault.